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Services

Financial Planning
and Investment Management

Choose the level of service that fits your financial life, whether it’s planning only or integrated investment management.

Two Key Services Tailored to Your Needs

Financial Planning Only

Ideal for those seeking ongoing guidance on key financial decisions without the need for investment management. Services include comprehensive reviews of:

  • Cash Flow
  • Cash Reserves
  • Savings Optimization
  • Tax Planning
  • Retirement Income Planning
  • Employee Benefits
  • Insurace Analysis
  • Estate Planning 
  • Education Planning
  • Charitable Planning and more…

The annual cost typically ranges from $3,600 to $15,000, depending on the complexity of your financial situation.

Financial Planning + Investment Management

This comprehensive service is perfect for those who want a holistic approach to both planning and their investments. It includes everything in the Financial Planning relationship, plus professional investment management. This includes:

  • Financial Planning
  • Investment Management 
    • Asset Allocation
    • Risk Management
    • Tactical Investment Strategies
    • Factor Investing

The fee for this service is calculated based on the total value of the assets under management.

The Promise

I'm committed to empowering you with the education and information you need to relax about your money.

The Answers

Frequently Asked Questions

Financial Planning helps you make informed decisions about your financial future by providing actionable advice and organization.

Combining Financial Planning with Investment Management offers a holistic approach that includes both financial advice and personalized investment strategies. 

It starts with our conversations about risk.

We’ll discuss your ability, willingness, and need to take on risk with your investments and the trade-offs associated with different levels of risk.

After implementing your investment portfolio, I maintain regular communication with you to ensure we stay aligned with your objectives.

Absolutely! As a client, you can change your service selection at any time. I understand that your needs may evolve, and I’m here to provide the most suitable services for you.

My financial planning services consider the tax implications of various financial decisions and strategies, such as Roth Conversions, Capital Gains management, and Qualified Charitable Distributions (QCDs). While I’m not a tax advisor, I focus on minimizing tax liabilities by recommending suitable strategies and collaborating with your tax professional to optimize your financial plan.

After completing onboarding and setting our initial planning priorities, I typically meet with clients on a quarterly or semi-annual basis, with additional meetings as necessary to address any changes in your financial situation or goals.

Yes! I’m here to support you in all aspects of your finances. It’s pretty normal to connect on specific financial events or decisions outside of scheduled meetings to ensure you receive the guidance you need.

I typically work with clients at different stages of their retirement journey, including those who are planning for retirement, those ready to retire and need help coordinating all the moving pieces, and those already retired who need help creating a sustainable, tax-efficient income.

Yes, I view estate planning and wealth transfer strategies as integral parts of a comprehensive retirement plan. I also collaborate with your estate planning attorney to help align your financial plan seamlessly with your estate and wealth transfer objectives.

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Our services

Investment Management

Find out how our investment management services can help you grow and protect your wealth with personalized strategies tailored to your unique goals. Get answers to your common investment questions, like:

  • What is the right asset allocation for my risk tolerance and goals?
  • How can I manage risk effectively in my portfolio?
  • What are tactical investment strategies, and how do they benefit me?
  • How often should I review and adjust my investment strategy?
  • How do you monitor and manage my portfolio?

Our services

Financial Planning

Our comprehensive financial planning services bring clarity and organization to your financial life. This process helps to answer your pressing questions, such as:

  • How can I ensure a comfortable retirement income?
  • What strategies can I use to minimize my tax burden?
  • How do I create a realistic budget and manage cash flow effectively?
  • What types and how much insurance should I have to protect my family and assets?
  • How can I pay for the kids/grandkids education while still meeting my other financial goals?

Our services

Wealth Planning

GWP wealth management is a comprehensive approach to financial planning and investment management that aims to help individuals and families grow, preserve, and distribute their wealth over time. It involves a combination of strategies and services that are designed to meet the unique needs and goals of each client.

At its core, wealth management involves creating a personalized financial plan that takes into account the client’s current financial situation, goals, and risk tolerance. The financial plan typically includes a detailed analysis of the client’s income, expenses, assets, liabilities, and cash flow, as well as a projection of future financial needs and objectives.

Once the financial plan has been developed, Gravitas Wealth Planning will work with you to implement and manage a customized investment portfolio. This may involve a range of investment strategies, including asset allocation, diversification, and active or passive management, depending on the client’s goals and risk preferences.

In addition to financial planning and investment management, wealth management may also encompass a range of other services, such as tax planning, estate planning, retirement planning, and insurance planning. The goal of these services is to help clients maximize their wealth, minimize their taxes, and protect their assets over the long term.