Services
Maximize your financial future with our expert services
Experience customized strategies and personalized guidance for long-term financial success.
At Gravitas Wealth Planning, we specialize in retirement planning and offer three key services tailored to your needs.
Financial Planning
We focus on what's important to you, helping you make smart, informed decisions about your financial future. Our comprehensive financial planning service is designed to bring organization and clarity to your financial life.
Common topics include:
- Retirement Income Planning
- Tax Planning
- Insurance Planning
- Estate Planning
- Charitable Planning
- Education Planning
- Savings Maximization
- Asset Location
Investment Management
Our investment management service takes the stress out of managing your portfolio. We provide personalized investment strategies, always keeping your best interests and unique goals in mind.
Common topics include:
- Asset Allocation
- Risk Management
- Tactical Investment Strategies
- Factor Investing
Wealth Planning
Combining the best of both worlds, our Wealth Planning service includes Financial Planning and Investment Management. This holistic approach ensures that your retirement journey is guided by sound financial advice and a well-executed investment strategy.
Our promise
At GWP, we're committed to empowering you with the education and information you need to relax about your money and enjoy a fulfilling retirement.
Pricing for Services
Our regular fee depends on the total value of the assets we’re managing for you.
First $500,000
1.15%
Additional financial planning fees may apply
Next $1 million
0.80%
Financial planning services included
Next $3.5 million
0.60%
Financial planning services included
$5 million & above
0.40%
Financial planning services included
For example, Helen and Andrew have $1.5 million in combined assets that will be managed by our firm. They pay 1.15% on the first $500,000 and 0.80% on the remaining balance.
Interested in financial planning only?
Gravitas Wealth Planning offers comprehensive financial plans without managing your funds for an annual fee.
We have answers
Frequently Asked Questions
Financial Planning focuses on helping you make informed decisions about your financial future by providing actionable advice and organization. Wealth Planning combines Financial Planning with Investment Management, offering a holistic approach to retirement planning that includes both financial advice and personalized investment strategies.
It starts with our conversations in the Discovery Discussion. We discuss your ability, willingness, and need to take risk with your investments and discuss the trade-offs associated with more/less risk with regards to your goals and time horizons. Then, after we’ve implemented the investment portfolio, we have regular communication and conversations to ensure we stay on the same page.
Absolutely! As a client, you can change your service selection at any time. We understand that your needs may evolve, and we’re here to provide the most suitable services for your unique financial journey.
Our financial planning services help with tax efficiency by considering the tax implications of various financial decisions and strategies, such as Roth Conversions, Capital Gains management, and Qualified Charitable Distributions (QCDs). While we’re not tax advisors, we do focus on minimizing tax liabilities by recommending suitable strategies and collaborate with your tax professional to optimize your financial plan.
After we’ve completed the initial plan delivery, we typically meet with clients on a quarterly or semi-annual basis, with additional meetings as necessary to address any changes in your financial situation or goals.
Yes! We’re here to support you in all aspects of your financial journey. You can consult with us on specific financial events or decisions outside of scheduled meetings to ensure you receive the guidance you need.
We typically work with clients at different stages of their retirement journey, including those who are a ways out but ready to get serious about planning for retirement, those ready to retire and need help coordinating all of the moving peices, and those already retired needing help with creating a sustainable, tax-efficient income.
Yes, we view estate planning and wealth transfer strategies as integral parts of a comprehensive retirement plan. We also collaborate with your estate planning attorney to help ensure your financial plan aligns seamlessly with your estate and wealth transfer objectives.